Repairing Credit Reports is the process of auditing and revalidating the information published by the various credit bureaus about consumer credit histories. Studies show that more than 50% of all credit reports contain inaccurate or outdated information.

 

Federal consumer protection legislation makes it possible for consumers to challenge and permanently remove unfavorable information. Following are some of the types of derogatory information that can be removed from credit reports according to the law:

• Late Payments

• Judgments

• Old Tax Liens

• Collections

• Repossessions

• Medical Bills

• Charge Offs

• Foreclosures

• Student Loans

• Bankruptcy Remarks

 

Merrick Financial & Credit Services (MFCS) has been operating in the financial counseling industry since 2008 and the principals of the company have expertise in the area of credit repair for over 20 years.

 

There are two ways through MFCS that you can approach the task of credit repair:

1. If your case is simple, you can attempt to do it yourself. We offer the related consulting and connect you with literature that contains the process for how to go about doing it.

2. Or you can employ professional assistance in which case MFCS will carry it out for you. ​​

 

MFCS also provides our FREE publication titled Facts You Should Know About Credit Report Accuracy Verification. Please enter your email address below to access this free publication.